US$19 one-time, plus applicable taxes shown at checkout. Digital download; no subscription and no physical shipping.
Plan the month, then compare it with what actually happened
The Personal Budget & Savings Planner is an Excel workbook for organising a household or small internal budget. Record income, planned spending and actual transactions, then review monthly category totals, an annual overview and savings goals.
What the workbook includes
- Blank workbook — ready for your own categories, accounts and entries.
- Worked example — a fictional household showing how the sheets connect.
- Offline getting-started guide — an English HTML guide that opens in a browser without an internet connection.
- Single-purchaser licence — use the workbook for your own personal records or internal business budgeting.
Workbook scope
- Up to 50 spending categories and 12 monthly periods.
- Up to 5,000 income and expense transaction rows.
- Up to 10 savings goals and 1,000 goal-contribution entries.
- Monthly category dashboard, 12-month overview and annual summary.
- Visible data-entry checks that count excluded rows and point to the first affected row.
- A single display currency; no automatic currency conversion.
The example figures are fictional. Transfers between your own accounts and savings-goal contributions are not counted twice as income or spending.
What it does not do
This is a spreadsheet tool, not a bank connection, accounting service, tax return or investment adviser. It does not import bank transactions automatically, reconcile accounts, calculate tax or provide investment advice. You enter and check your own figures.
Delivery
After a successful purchase, Creem provides the download through the receipt email and customer portal. The ZIP contains exactly four files: the blank workbook, the fictional example, the getting-started guide and the licence. Please download and keep the ZIP; the protected download is not a public file link.
Software and compatibility
The workbook was created and recalculated with a LibreOfficeKit native backend. Microsoft Excel, WPS Office and Google Sheets have not been tested with this edition. Do not assume identical behaviour in those applications; check formulas and print layout in the software you use.
Licence and support
The purchase includes a single-purchaser licence for personal records or internal business budgeting. It does not include resale, redistribution or client-facing commercial use of the workbook as your own template.
Questions about the product or a download problem: [email protected]. Refund requests are reviewed under the platform’s payment rules and the published refund policy; there is no unconditional “14-day, any-reason” promise. See the Refund Policy, Website Terms and Privacy Policy.
US$19 one-time, plus applicable taxes shown at checkout. Digital download; no subscription and no physical shipping.